Creative Financing for Real Estate Investors
Flexible capital for deals that don’t fit a standard first-position loan. We structure second-position financing, gap funding, equity partnerships, and other creative solutions around the deal.
Creative Financing Options
Additional capital and custom structures for qualified investors whose deals require more than a conventional first-position loan.
Equity / 2nd DOT
Additional capital for experienced repeat investors using second-position financing and creative deal structures.
Gap Funding
Additional capital designed to help bridge the difference between a primary loan and the total capital required to execute the deal.
Equity & Partnerships
When additional debt alone does not solve the capital need, we can evaluate equity partnerships and other creative structures around the deal.
Equity / 2nd DOT terms shown above apply to qualified repeat clients. Available structure and final terms depend on the borrower, existing financing, property, project scope, collateral position, and overall deal economics.
How Creative Real Estate Financing Works
Creative real estate financing is useful when a good deal needs capital beyond what a standard first-position loan can provide. Depending on the existing debt, property value, borrower experience, and overall economics, an additional layer of capital may be structured through a second deed of trust, gap funding, equity, or another custom solution.
365 REI Capital evaluates these deals individually rather than forcing them into a single loan program. The goal is to understand the capital stack, identify what is preventing the deal from working, and determine whether a creative financing structure can provide the additional capital needed to get it closed.
Have a deal that needs a creative structure?
Send us the deal and capital need. We’ll look at the existing structure, identify the gap, and determine whether there’s a creative way to get it done.