DSCR Loans for Rental Property Investors
Long-term rental financing based on property cash flow rather than personal income. Finance purchases, refinances, and cash-out transactions for qualifying residential investment properties from 1–20 units.
DSCR Loan Options
Flexible long-term financing for rental property investors purchasing, refinancing, or accessing equity from investment properties.
Loan Uses
Finance a new rental acquisition, refinance existing debt, or access equity from a qualifying investment property.
Property Range
Rental financing designed for residential investment properties ranging from individual units to larger portfolios.
Program Features
Long-term rental financing with flexible structures and options designed around the property and investment strategy.
Available structure and final terms depend on the property, rental cash flow, borrower profile, and overall deal economics.
How DSCR Financing Works
DSCR (debt service coverage ratio) loans provide long-term financing for rental property investors based primarily on the cash flow produced by the investment property rather than the borrower’s personal income. This makes DSCR financing useful for investors building and managing income-producing real estate portfolios.
365 REI Capital offers DSCR financing for qualifying residential rental properties from 1–20 units. Investors can use the program to purchase a rental property, refinance existing financing, or complete a cash-out transaction while choosing from flexible terms and available prepayment options.
Have a rental property deal?
Send us the property and financing need. We’ll review the rental economics, determine the available DSCR structure, and move quickly toward terms.