Fix & Flip Loans for Real Estate Investors

Fast, flexible fix and flip financing for real estate investors purchasing and renovating residential investment properties for resale. Choose from high-leverage, lower-rate, and first-time investor programs with flexible terms and nationwide execution.

95% Up to LTC
75% Up to LTV
6–24 Month Terms
Nationwide Lending Coverage

Fix & Flip Loan Programs

Financing options based on borrower experience, leverage needs, and the economics of the deal.

High Leverage

Maximize leverage and preserve more cash for additional deals.

95% LTC
75% LTV
9–11% Rate
650+ Credit
3+ Completed Deals
6–24 Month Terms

Low Rates

Lower-cost financing for experienced investors who do not need to maximize leverage.

85%+ LTC
75% LTV
8–10% Rate
650+ Credit
3+ Completed Deals
6–12 Month Terms

First-Time Investors

A financing option for qualified investors completing their first Fix & Flip or Ground-Up project.

80%+ LTC
70% LTV
8.5–11% Rate
680+ Credit
0 Deals Required
12–24 Month Terms

Available structure and final terms depend on the property, borrower profile, project scope, and overall deal economics.

How Fix & Flip Financing Works

Fix and flip loans provide short-term financing for real estate investors acquiring and renovating properties for resale. The financing structure can account for the purchase, renovation budget, property value, borrower experience, and the overall economics of the project.

365 REI Capital offers multiple fix and flip loan programs for experienced operators as well as qualified first-time investors. Depending on the deal, investors can prioritize higher leverage or lower borrowing costs while maintaining flexible terms and reliable execution.

Have a Fix & Flip deal?

Send us the property and capital need. We’ll review the deal, determine the available structure, and move quickly toward terms.

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